Welcome to the Loan Counseling Assessment!


This assessment includes 15 questions and will take approximately 20 minutes to complete.

Below are some helpful links that should be reviewed before accessing the assessment.


Answer each question to the best of your ability. Upon completion of the Assessment your results will be emailed to you as well as the financial aid office.


1) The U.S. Department of Education will not pay interest on a student’s Direct Subsidized Loan during the following:
2) If I default on my loan:
3) I should notify my lender when:
4) I am under no obligation to repay my loan if:
5) If I drop below 6 credit hours, I will not receive any remaining loan disbursements:
6) When experiencing trouble making payments I should:
7) If I do not receive a bill or repayment notification, I do not have to make payments on my federal student loans.
8) I may qualify for ___________ if I am willing but unable to make payments due to certain types of financial hardship:
9) If I use my 6-month grace period on my current loan(s) and enter repayment, then return to school the next year:
10) I have the option of choosing from these types of repayment plans on my federal student loans (select all that apply):
11) Which of the following is not true:
12) I will receive my loan funds:
13) If I work for a qualifying public service organization, I may qualify for Public Service Loan Forgiveness:
14) Before borrowing loans, I should:
15) If I take longer than 150% of the published length of my program I will:

Please review any questions you need to using the Previous button. When you are finished, select Submit to score your assessment.