A Pell Grant is an award that does not have to be repaid. Pell Grants are available to eligible undergraduate students based upon financial need who do not have a bachelor’s or professional degree (review www.studentaid.ed.gov for more information). The amount of a Pell Grant awarded will be based on financial need, cost of attendance, and enrollment status for each semester and each academic year. You must maintain Satisfactory Academic Progress requirements at all times to be eligible.

The Pell Grant will assist as payment for tuition and fees, and books. Any remaining funds will be disbursed to the student. Make sure to set up your account on the Payments & Refunds page.

Please note your Pell Grant award may not cover all costs. It is your responsibility to make payment arrangements with the Cashier at the Cashier’s Window or online with Payments & Refunds option to pay any remaining balances.

This award does not have to be paid back. This grant is awarded to those whose Estimated Family Contribution (EFC) is “0.” The allocation for the SEOG grant is limited and is therefore awarded on a first-come first-served basis. This grant is usually awarded in increments of $500 per year.

The SEOG grant is credited towards tuition, fees, and books. Any remaining funds will be disbursed to the student usually at the same time the Pell Grants are disbursed.

Direct Subsidized and Unsubsidized Loans are federal student loans that must be repaid for eligible students to help cover the cost of higher education.

Here’s a quick overview of Direct Subsidized Loans:

  • Direct Subsidized Loans are available to undergraduate students with financial need.
  • Your school determines the amount you can borrow, and the amount may not exceed your financial need.
  • The U.S. Department of Education pays the interest on a Direct Subsidized Loan
    • while you’re in school at least half-time,
    • for the first six months after you leave school (referred to as a grace period*), and
    • during a period of deferment (a postponement of loan payments).

Here’s a quick overview of Direct Unsubsidized Loans:

  • Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need.
  • Your school determines the amount you can borrow based on your cost of attendance and other financial aid you receive.
  • You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.
  • If you choose not to pay the interest while you are in school and during grace periods and deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan).

 

Starting Fall 2016, Temple College will implement a new program called EARN AS YOU LEARN. This will change how and when financial aid loan funds are disbursed. The program will allow student loan borrowers to be more financially stable throughout the course of the Fall and Spring semesters by dividing their loan funds into three multiple installments.

  • Starting Fall 2016, Direct Loans will be applied to a student’s Temple College account in three multiple installments throughout each Fall and Spring semester prior to the scheduled refund dates.
  • Starting Fall 2016, only one-third of the principal loan amount (less origination fees) will be applied to a student’s Temple College account per installment.

 

Direct Loans can be used to pay institutional costs including tuition, fees and books for students who have completed all loan steps prior to registration.

VERY IMPORTANT: Students will not begin receiving any refunds until all institutional costs are paid in-full. Once all institutional costs are paid, any remaining credit balance will be reimbursed to the student via TouchNet according to the scheduled refund dates. In other words, some students may not receive their first TouchNet refund until the 2nd or 3rd scheduled refund date.

VERY IMPORTANT: Students must maintain at least a half-time enrollment status to receive a refund. Dropping below half-time causes cancelation of all future loan disbursements for the semester.

First-time loan borrower’s initial TouchNet disbursement is delayed about six weeks into the semester.

Students who are not half-time until they begin attending their 2nd 6 or 8 week classes will not receive any remaining credit balance refund until the final disbursement of the semester.

All students completing the loan application steps late will receive their disbursement later in the semester.

 

To apply for federal Direct Loans, students must complete the following steps:

  1. Register for at least 6 credit hours or more
  2. Accept loans on TConnect
  3. If student is borrowing for the first time at Temple College:
    1. Visit http://www.studentloans.gov and sign a Master Promissory Note (MPN).
    2. Complete online Entrance Counseling at http://www.studentloans.gov for Temple College.
    3. Attend a mandatory in-person Loan Counseling Session on campus at Temple College. See the Financial Aid Office Website for dates scheduled.

The purpose of the TEXAS Grant Program is to provide financial aid assistance to enable eligible students to attend public institutions of higher education in this state. Annual award amounts are determined by the State of Texas, usually early in the fall semester. For the 201-2018 academic year, the award maximum is $3,010/year.

Public community, technical, and state colleges are no longer eligible to make initial year (IY) TEXAS Grant awards to students at their institutions. These institutions may make renewal year (RY) awards to eligible students who received an IY award prior to fall 2014 through their institution or another public 2-year institution.

Renewal Year (RY) Recipient Eligibility Requirements:

To receive consideration for a renewal year (RY) award through the TEXAS Grant Program, a student must:

  • Have previously received an IY award prior to fall 2014 at a public 2-year institution;
  • Be enrolled at least three-quarter time (at least 9 semester hours);
  • Be registered with Selective Service, or be exempt;
  • Apply for financial aid using the Free Application for Federal Student Aid (FAFSA) and have a calculated financial need;
  • Maintain satisfactory academic progress* (see below);
  • Be classified by the College as a Texas resident;Not have earned a baccalaureate degree;
  • Not have exceeded his or her maximum time frame; and
  • Have not been convicted of a felony or crime involving a controlled substance;
  • Not be concurrently receiving a Texas Education Opportunity Grant (TEOG).

Satisfactory Academic Progress (SAP)* as mandated by the Texas Higher Education Coordinating Board

Renewal Year Award Students:

  • GPA requirement:             Minimum 2.5 cumulative GPA
  • Hours Completed:             Successful completion of 24 hours during the award year

* Please note: this is much stricter than the College’s SAP policy.

Maximum Time Frame

Each recipient’s maximum time frame must be monitored to ensure compliance as outlined below:

Recipient entering the TEXAS Grant program as a High School Graduate – Maximum time frame for receiving the grant is the first of:

  • 5 years from the start of the semester in which the student received the first award if in a degree plan of 4 years or less;
  • 150 semester credit hours attempted, including transfer hours
  • Completion of a baccalaureate degree.

 

Recipient entering the TEXAS Grant program with an Associate’s Degree – Maximum time frame for receiving the grant is the first of:

  • 3 years from the start of the semester in which the student received the first award if in a degree plan of 4 years or less;
  • 90 semester credit hours attempted, including transfer hours
  • Completion of a baccalaureate degree.

 

How do I apply for the TEXAS Grant Renewal Year Award?

Early in the fall and spring semesters, the Financial Aid Office will generate a listing of students who may be eligible and notify the student via his or her TC Email to view their pending award on TConnect. Once his or her award is posted, the student is required to complete the Statement of Student Eligibility Form* in order to confirm eligibility for the award. This form must be completed and submitted back to the Financial Aid Office in a timely manner. Failure to do so will result in a forfeiture of the award and the Grant funds will not be disbursed.

The purpose of the TEOG Program is to provide financial aid assistance to enable eligible students to attend two-year public institutions of higher education in Texas. Annual award amounts are determined by the State of Texas, usually early in the fall semester. For the 2017-2018 academic year, the award maximum is $3,010/year.

IMPORTANT: If a TEOG recipient drops or makes a failing grade in 50% or more of their classes during the fall semester, he or she will no longer be eligible for their spring TEOG award at Temple College.

 

Initial Year (IY) Recipient Eligibility Requirements:

To receive consideration for an initial year (IY) award through the TEOG Program, a student must:

  • Be enrolled at least half-time as an entering undergraduate student in the first 30 hours (or its equivalent) of an associate’s degree or certificate program at an eligible institution (excluding credits for dual enrollment or by examination)
  • Be classified by the institution as a Texas resident
  • Apply for financial aid using the Free Application for Federal Student Aid (FAFSA) and have a calculated financial need
  • Have a 9-month EFC of no more than $5,430 (amount subject to change each year)
  • Have not been convicted of a felony or crime involving a controlled substance
  • Not have been granted an associate’s or baccalaureate degree
  • Be registered with Selective Service, or be exempt
  • Be meeting satisfactory academic progress* requirements by the end of his or her first academic year (see below)
  • Not be concurrently receiving a TEXAS Grant.

Renewal Year (RY) Recipient Eligibility Requirements:

To receive consideration for a renewal year (RY) award through the TEOG Program, a student must:

  • Be enrolled at least half-time as an undergraduate student working on an associate’s degree or certificate and have not yet been granted an associate’s or baccalaureate degree
  • Be classified by the institution as a Texas resident
  • Apply for financial aid using the Free Application for Federal Student Aid (FAFSA) and have a calculated financial need
  • Have not been convicted of a felony or crime involving a controlled substance
  • Be registered with Selective Service, or be exempt
  • Be meeting satisfactory academic progress* requirements by the end of his or her second academic year or later (see below)
  • Not concurrently be receiving a TEXAS Grant

How do I apply for the TEOG Award?

Early in the fall and spring semesters, the Financial Aid Office will generate a listing of students who may be eligible and notify the student via his or her TC Email to view their pending award on TConnect. Once his or her award is posted, the student is required to complete the Statement of Student Eligibility Form* in order to confirm eligibility for the award. This form must be completed and submitted back to the Financial Aid Office in a timely manner. Failure to do so will result in a forfeiture of the award and the Grant funds will not be disbursed.

* Complete the Statement of Student Eligibility 17-18

 

Satisfactory Academic Progress (SAP)* as mandated by the Texas Higher Education Coordinating Board

Academic Year Satisfactory Academic Progress (SAP)* Requirements
End of 1st academic year Temple College SAP Policy
End of 2nd academic year or later 75% completion rate in an academic year 2.5 cumulative GPA

* Please note: this is much stricter than the College’s SAP policy.

IMPORTANT: If a TEOG recipient drops or makes a failing grade in 50% or more of their classes during the fall semester, he or she will no longer be eligible for their spring TEOG award at Temple College.

Maximum Time Frame

Each recipient’s maximum time frame must be monitored to ensure compliance. The maximum time frame for receiving TEOG is the first of:

  • Completion of an associate’s degree; or
  • 4 years from the start of the semester in which the student received his or her first award through the program; or
  • 75 attempted semester credit hours.

TEOG Hardship Appeal Policy

In the event of a hardship or for other good cause, the College may allow an otherwise eligible person to receive a TEOG while enrolled for an equivalent of less than half-time or if the student falls below the satisfactory academic progress requirements. Such conditions are not limited to, but include:

  1. documentation of a severe illness or other debilitating condition that may affect the student’s academic performance;
  2. documentation verifying that the student is responsible for the care of a sick, injured, or needy person that the student’s provision of care may affect his or her academic performance;
  3. or the requirement of fewer than six hours to complete one’s degree plan.

Students who feel they meet one or more of these conditions may submit a signed statement explaining their circumstances along with supporting documentation to the Financial Aid Office for consideration of having his or her TEOG award reinstated.

When awarding a hardship waiver of the half-time enrollment requirement, remember that a student has only 4 years of eligibility for the TEOG program. Less than half-time enrollment for four years will not enable a student to acquire an associate’s degree.

The Texas Public Education Grant (TPEG) is awarded on the basis of financial need for educational expenses. The State provides a very limited amount of funds to award students who find themselves in extreme financial conditions. Awards are determined by the Financial Aid Office and do not have to be repaid. TPEG funds may be used toward the cost of education-related charges such as tuition, fees, and books not covered by gift aid such as other grants, scholarships, and tuition waivers. Exceptions to the eligibility criteria must be approved by the Director of Financial Aid.

Applicants are considered on a first-come first-serve basis as these funds are very limited and are NOT GUARANTEED.

Eligibility Requirements Include:

  • Must have a calculated financial need as determined by the FAFSA or the TASFA [Texas Application for State Financial Aid: for certain categories of foreign-born and immigrant students who qualify for residency under Texas Education Code Chapter 54, Section 54.052(a)(3)],
  • Must be enrolled in college credit classes or in an eligible Continuing Education program,
  • Must have a valid EFC low enough for Pell eligibility,
  • Must have a cumulative GPA of at least 2.5,
  • Cannot be on Financial Aid Suspension and must be making successful progress toward a degree,
  • Cannot be in default on a federal student loan, and
  • Registered with Selective Service, or be exempt.

Award Amounts:

  • Awards usually range from $250 to $1,000 per semester.

How To Apply:

  • Students must complete either the FAFSA or TASFA, depending upon their residency status, and contact the Financial Aid Office.

 

 

Student work programs provide part-time employment for qualified students. Positions vary from clerical to lab assistants, and computer operations to lifeguards. Students can work up to nineteen hours a week and are paid at least the current minimum wage as set forth by the Department of Labor. Students must maintain acceptable work habits in order to continue employment. Applications for work-study positions are available in the Financial Aid Office. Students are paid on the last working day of each month.

Federal Work-Study (FWS) eligibility requirements:

  • Apply for financial aid using the Free Application for Federal Student Aid (FAFSA) and have a calculated financial need
  • Enrolled in at least a one credit hour class in a degree plan leading to a degree or certification
  • Maintain satisfactory academic progress

Texas College Work-Study (TCWS) eligibility requirements:

  • Be a Texas resident
  • Enrolled at least half time in a degree plan leading to a degree or certification
  • Apply for financial aid using the Free Application for Federal Student Aid (FAFSA) and have a calculated financial need
  • Be registered with Selective Service, or be exempt
  • Not be a recipient of any form of athletic scholarship during the semester(s) he/she is receiving TCWS
  • Maintain satisfactory academic progress

Local Student Aid (LSA) Work-Study eligibility requirements:

  • Enrolled at least half time in a degree plan leading to a degree or certification
  • Maintain satisfactory academic progress

Financial Aid Work-Study Handbook

College Access Loan (CAL) is administered through the Texas Higher Education Coordinating Board. The CAL is designed to assist the college student whose family experiences difficulty in meeting the expected family contribution toward educational costs. Enrollment in an accredited public or nonprofit independent institution of higher education in Texas is required. The qualified student must be eligible to pay resident tuition and fees at public institution of higher education and must be enrolled on a nonprobationary basis. Borrowing through the program in successive years depends on the borrower’s academic progress and standing as determined by the institution of higher education in which the borrower is enrolled. Students apply on line (www.hhloans.com). Students should contact the Financial Aid Office to expedite their application.

Temple College is currently participating in this program.

Learn more at studentaid.ed.gov/types/loans/plus.

Temple College has limited funds to provide immediate assistance for tuition and fees. These funds are made available through gifts contributed by individuals and organizations interested in Temple College and in the welfare of its students. The funds are used for emergency loans for payment of tuition, fees, or books and must be repaid during the term of enrollment so that the money may be continually circulated. Loan recipients will be charged a $10 fee. Loans are made only to students who have resources to make repayment reasonably certain. Allow at least seven days for processing. The maximum loan is $300.

Temple College offers scholarships through various departments of the College. Private donor scholarships are also available to students. See Scholarship section for more details.

For information on these programs, visit the Veterans Affairs page or contact the Veterans Administration Office at 298-8311. Students also must apply for Federal Financial Aid by completing the FAFSA.